[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tic-ckd.cz\/sehnat-pujcku-byva-problem\/#Article","mainEntityOfPage":"https:\/\/www.tic-ckd.cz\/sehnat-pujcku-byva-problem\/","headline":"Sehnat p\u016fj\u010dku b\u00fdv\u00e1 probl\u00e9m","name":"Sehnat p\u016fj\u010dku b\u00fdv\u00e1 probl\u00e9m","description":"Jestli si mysl\u00edte, \u017ee jsou na tom podnikatel\u00e9 v\u017edy finan\u010dn\u011b dob\u0159e, m\u00fdl\u00edte se. A jestli si mysl\u00edte, \u017ee na tom podnikatel\u00e9 sice n\u011bkdy dob\u0159e b\u00fdt nemus\u00ed, ale snadno to zvl\u00e1dnou, kdy\u017e si vezmou p\u016fj\u010dku, jste tak\u00e9 na omylu. Podnikatel\u00e9 sice n\u011bkdy \u00fasp\u011b\u0161n\u00ed a bohat\u00ed jsou, ale pokud tomu tak nen\u00ed, nepom\u016f\u017ee jim n\u011bkdy ani vytou\u017een\u00e1 ... <a title=\"Sehnat p\u016fj\u010dku b\u00fdv\u00e1 probl\u00e9m\" class=\"read-more\" href=\"https:\/\/www.tic-ckd.cz\/sehnat-pujcku-byva-problem\/\">Read more<span class=\"screen-reader-text\">Sehnat p\u016fj\u010dku b\u00fdv\u00e1 probl\u00e9m<\/span><\/a>","datePublished":"2025-09-06","dateModified":"2025-09-06","author":{"@type":"Person","@id":"https:\/\/www.tic-ckd.cz\/author\/#Person","name":"","url":"https:\/\/www.tic-ckd.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tic-ckd.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tic-ckd.cz\/wp-content\/uploads\/pp_10_10_10_10_10_10_10_10_10_10_7.jpg","url":"https:\/\/www.tic-ckd.cz\/wp-content\/uploads\/pp_10_10_10_10_10_10_10_10_10_10_7.jpg","height":0,"width":0},"url":"https:\/\/www.tic-ckd.cz\/sehnat-pujcku-byva-problem\/","about":["Finance"],"wordCount":437,"articleBody":"        Jestli si mysl\u00edte, \u017ee jsou na tom podnikatel\u00e9 v\u017edy finan\u010dn\u011b dob\u0159e, m\u00fdl\u00edte se. A jestli si mysl\u00edte, \u017ee na tom podnikatel\u00e9 sice n\u011bkdy dob\u0159e b\u00fdt nemus\u00ed, ale snadno to zvl\u00e1dnou, kdy\u017e si vezmou p\u016fj\u010dku, jste tak\u00e9 na omylu. Podnikatel\u00e9 sice n\u011bkdy \u00fasp\u011b\u0161n\u00ed a bohat\u00ed jsou, ale pokud tomu tak nen\u00ed, nepom\u016f\u017ee jim n\u011bkdy ani vytou\u017een\u00e1 p\u016fj\u010dka. Ne proto, \u017ee by nenab\u00edzela pen\u00edze nav\u00edc, ale proto, \u017ee ji cel\u00e1 \u0159ada podnikatel\u016f ani nedostane. Pro\u010d by podnikatel\u00e9 v t\u00edsni nem\u011bli podnikatelskou p\u016fj\u010dku dostat, kdy\u017e je nab\u00eddek p\u016fj\u010dek na na\u0161em finan\u010dn\u00edm trhu tolik? To se u\u017e docela dob\u0159e v\u00ed. Nab\u00eddky p\u016fj\u010dek sice existuj\u00ed a je jich dost, ale v jejich p\u0159\u00edpad\u011b nejde jenom o to, aby se pomohlo str\u00e1daj\u00edc\u00edm podnikatel\u016fm. Ti, kdo p\u016fj\u010dky nab\u00edzej\u00ed, si t\u00edmto po\u010d\u00edn\u00e1n\u00edm vyd\u011bl\u00e1vaj\u00ed, a proto tu mus\u00ed b\u00fdt dostate\u010dn\u00e1 z\u00e1ruka toho, \u017ee bude v\u0161e i s \u00faroky splaceno a vyp\u016fj\u010den\u00e9 pen\u00edze se neztrat\u00ed. A v tom je ten zn\u00e1m\u00fd zakopan\u00fd pes. Soukromn\u00edci sice p\u016fj\u010dky pot\u0159ebuj\u00ed a nab\u00eddka je dostate\u010dn\u00e1, ale kdy\u017e n\u011bkdo nedok\u00e1\u017ee dostate\u010dn\u011b zaru\u010dit, \u017ee v\u0161echno vr\u00e1t\u00ed, v bank\u00e1ch se s n\u00edm moc nebav\u00ed. P\u0159ijmou \u017e\u00e1dost, prov\u011b\u0159\u00ed ji a zam\u00edtnou. Bez mo\u017enosti odvol\u00e1n\u00ed. A kdy\u017e banka podnikateli nev\u011b\u0159\u00ed a nep\u016fj\u010d\u00ed mu pen\u00edze na zvl\u00e1dnut\u00ed st\u00e1vaj\u00edc\u00edch probl\u00e9m\u016f? Pak se nesm\u00ed rezignovat a mus\u00ed se po\u017e\u00e1dat o p\u016fj\u010dku n\u011bkde jinde. A solidn\u00edch mo\u017enost\u00ed u\u017e krom\u011b bankovn\u00edch p\u016fj\u010dek moc nen\u00ed. Zb\u00fdvaj\u00ed u\u017e vlastn\u011b jenom nebankovn\u00ed hypot\u00e9ky. V\u0161echny ostatn\u00ed nab\u00eddky u\u017e jsou p\u0159edra\u017een\u00e9 nebo jinak rizikov\u00e9. A proto ti, kdo neusp\u011bj\u00ed v bance, \u017e\u00e1daj\u00ed o nebankovn\u00ed hypot\u00e9ku. Samoz\u0159ejm\u011b pokud maj\u00ed n\u011bjakou svoji nemovitost. Proto\u017ee se u nebankovn\u00ed spole\u010dnosti d\u00e1 za jej\u00ed hypot\u00e9ku ru\u010dit pr\u00e1v\u011b onou nemovitost\u00ed. A s takovou z\u00e1rukou je poskytnut\u00ed p\u016fj\u010dky docela jist\u00e9. A samoz\u0159ejm\u011b i v\u00fdhodn\u00e9, proto\u017ee nejde o rizikov\u00e9 po\u010d\u00edn\u00e1n\u00ed. Kdo ru\u010d\u00ed nemovitost\u00ed, bude spl\u00e1cet, proto\u017ee jinak by se dluh zaplatil pr\u00e1v\u011b touto nemovitost\u00ed. Podnikatel\u00e9 tedy p\u016fj\u010dku se\u017eenou. A s pomoc\u00ed nebankovn\u00ed americk\u00e9 hypot\u00e9ky to snad nakonec zvl\u00e1dnou.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Sehnat p\u016fj\u010dku b\u00fdv\u00e1 probl\u00e9m","item":"https:\/\/www.tic-ckd.cz\/sehnat-pujcku-byva-problem\/#breadcrumbitem"}]}]