[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tic-ckd.cz\/aby-byly-deti-financne-gramotne\/#Article","mainEntityOfPage":"https:\/\/www.tic-ckd.cz\/aby-byly-deti-financne-gramotne\/","headline":"Aby byly d\u011bti finan\u010dn\u011b gramotn\u00e9","name":"Aby byly d\u011bti finan\u010dn\u011b gramotn\u00e9","description":"Jak p\u0159izn\u00e1v\u00e1 \u010dl\u00e1nek , nejsme na tom u n\u00e1s s finan\u010dn\u00ed gramotnost\u00ed nijak valn\u011b. Co\u017e potvrzuj\u00ed vlastn\u011b i ob\u010das zve\u0159ej\u0148ovan\u00e9 a nik\u00fdm nezpochyb\u0148ovan\u00e9 statistiky, podle nich\u017e \u010dek\u00e1 \u0159\u00e1dov\u011b ka\u017ed\u00fd des\u00e1t\u00fd na\u0161inec exekutora a m\u00e1 dluhy, z nich\u017e se s\u00e1m nedok\u00e1\u017ee vyhrabat. U star\u0161\u00ed generace na\u0161inc\u016f je to vysv\u011btlov\u00e1no t\u00edm, \u017ee \u017eili v jin\u00e9 dob\u011b, kdy ... <a title=\"Aby byly d\u011bti finan\u010dn\u011b gramotn\u00e9\" class=\"read-more\" href=\"https:\/\/www.tic-ckd.cz\/aby-byly-deti-financne-gramotne\/\">Read more<span class=\"screen-reader-text\">Aby byly d\u011bti finan\u010dn\u011b gramotn\u00e9<\/span><\/a>","datePublished":"2019-01-05","dateModified":"2019-01-05","author":{"@type":"Person","@id":"https:\/\/www.tic-ckd.cz\/author\/#Person","name":"","url":"https:\/\/www.tic-ckd.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tic-ckd.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tic-ckd.cz\/wp-content\/uploads\/img_a335778_w2944_t1548954203.jpg","url":"https:\/\/www.tic-ckd.cz\/wp-content\/uploads\/img_a335778_w2944_t1548954203.jpg","height":0,"width":0},"url":"https:\/\/www.tic-ckd.cz\/aby-byly-deti-financne-gramotne\/","wordCount":611,"articleBody":" Jak p\u0159izn\u00e1v\u00e1 \u010dl\u00e1nek , nejsme na tom u n\u00e1s s finan\u010dn\u00ed gramotnost\u00ed nijak valn\u011b. Co\u017e potvrzuj\u00ed vlastn\u011b i ob\u010das zve\u0159ej\u0148ovan\u00e9 a nik\u00fdm nezpochyb\u0148ovan\u00e9 statistiky, podle nich\u017e \u010dek\u00e1 \u0159\u00e1dov\u011b ka\u017ed\u00fd des\u00e1t\u00fd na\u0161inec exekutora a m\u00e1 dluhy, z nich\u017e se s\u00e1m nedok\u00e1\u017ee vyhrabat. U star\u0161\u00ed generace na\u0161inc\u016f je to vysv\u011btlov\u00e1no t\u00edm, \u017ee \u017eili v jin\u00e9 dob\u011b, kdy se n\u011bjak\u00e9 finan\u010dn\u00ed gramotnosti u\u010dit nemuseli, proto\u017ee nebyl d\u016fvod. Byl tu p\u0159ece totalitn\u00ed st\u00e1t, jen\u017e v\u0161e stroze nalinkoval a sledoval, a kdyby n\u011bkdo z jeho ob\u010dan\u016f pochybil, hned by ho chytil pod krkem, dokud je\u0161t\u011b nebylo pozd\u011b. Byl tu st\u00e1t, kde m\u011bli v\u0161ichni povinnost pracovat, dost\u00e1vali tabulkov\u00e9 platy, je\u017e nebylo vcelku za co utr\u00e1cet, a kdo pot\u0159eboval p\u016fj\u010dku, dostal takovou, ji\u017e byl schopen spl\u00e1cet nebo ji\u017e mu st\u00e1t mohl v krajn\u00edm p\u0159\u00edpad\u011b strh\u00e1vat z jist\u00e9ho platu, a nic v\u00edc. Ov\u0161em mlad\u0161\u00ed lid\u00e9 by u\u017e m\u011bli nov\u00fdm, dnes panuj\u00edc\u00edm po\u0159\u00e1dk\u016fm, rozum\u011bt. Proto\u017ee za jejich \u017eivota u\u017e se kolem pen\u011bz to\u010d\u00ed tak\u0159ka v\u0161echno. M\u011bli by tak b\u00fdt finan\u010dn\u011b vzd\u011bl\u00e1v\u00e1ni ji\u017e na z\u00e1kladn\u00edch \u0161kol\u00e1ch. Co\u017e se ale (aspo\u0148 zd\u00e1nliv\u011b) zase a\u017e tak moc ned\u011bje, nesta\u010d\u00ed to. D\u011bti by pr\u00fd m\u011bly b\u00fdt ve \u0161kole nau\u010deny, co to jsou bankovn\u00ed \u00fa\u010dty a \u010d\u00edm se li\u0161\u00ed ty b\u011b\u017en\u00e9 t\u0159eba od spo\u0159ic\u00edch nebo term\u00ednovan\u00fdch, co obn\u00e1\u0161\u00ed vyu\u017e\u00edv\u00e1n\u00ed t\u011bch a co on\u011bch. D\u011bti by m\u011bly ze \u0161koly v\u011bd\u011bt t\u0159eba i o rozd\u00edlech mezi kreditn\u00edmi a debetn\u00edmi platebn\u00edmi kartami, o v\u00fdhod\u00e1ch i nedostatc\u00edch ka\u017ed\u00fdch z nich. A \u0161koly by je m\u011bly tak\u00e9 nau\u010dit, jak investovat. Zda vlo\u017eit sv\u00e9 pen\u00edze na spo\u0159en\u00ed do banky, zda si po\u0159\u00eddit stavebn\u00ed spo\u0159en\u00ed nebo vrazit hotovost do n\u011bjak\u00e9 nemovitosti. M\u011bly by d\u011bti nau\u010dit vypo\u010d\u00edtat RPSN a podobn\u011b. A rodi\u010de by se tak pr\u00fd v z\u00e1jmu sv\u00fdch d\u011bt\u00ed m\u011bli p\u00eddit po t\u00e9 spr\u00e1vn\u00e9 \u0161kole pro sv\u00e9 ratolesti, tedy po \u0161kole, kde se toto v\u0161e a nejl\u00e9pe je\u0161t\u011b leccos nav\u00edc vyu\u010duje. Aby byly jejich d\u011bti p\u0159ipraven\u00e9 na budoucnost. S \u010d\u00edm\u017e v\u0161\u00edm, jak jsem zm\u00ednil v\u00fd\u0161e, naprosto souhlas\u00edm. Jen\u017ee p\u0159esto i z\u010d\u00e1sti nesouhlas\u00edm. Proto\u017ee j\u00e1 bych tuto \u0161koln\u00ed v\u00fduku rozhodn\u011b tak neglorifikoval. Dokud &#8211; m\u00e1me lidi, kte\u0159\u00ed maj\u00ed pen\u011bz habad\u011bj a sv\u00fdm d\u011btem vz\u00e1p\u011bt\u00ed \u0159eknou, a\u0165 si koup\u00ed, co cht\u011bj\u00ed, bez ohledu na cenu, &#8211; m\u00e1me rodi\u010de, kte\u0159\u00ed jdou d\u011btem p\u0159\u00edkladem t\u00edm, \u017ee s pen\u011bzi zach\u00e1zej\u00ed lajd\u00e1cky, &#8211; a zejm\u00e9na dokud m\u00e1me rodiny, kter\u00e9 u\u017e odmala vedou d\u011bti k tomu, \u017ee z\u00e1kladn\u00ed \u0161kola slou\u017e\u00ed jenom k tomu, aby si ji ze z\u00e1kona odsed\u011bly, ne\u017e dos\u00e1hnou v\u011bku, kdy budou rodinou posl\u00e1ny na prac\u00e1k, aby dom\u016f za\u010daly nosit soci\u00e1ln\u00ed d\u00e1vky, onen \u201enorm\u00e1ln\u00ed\u201c zdroj ob\u017eivy.   V prvn\u00ed \u0159ad\u011b bychom m\u011bli d\u011bti nau\u010dit, \u017ee je t\u0159eba pracovat a neutr\u00e1cet v\u00edc, ne\u017e m\u00e1me. A a\u017e pak bych je u\u010dil ve \u0161kol\u00e1ch t\u011bm ekonomick\u00fdm \u201eextrabu\u0159t\u016fm\u201c.                                                                                                                                                                                                                                                                                                                                                                                         5\/5 - (1 vote)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Aby byly d\u011bti finan\u010dn\u011b gramotn\u00e9","item":"https:\/\/www.tic-ckd.cz\/aby-byly-deti-financne-gramotne\/#breadcrumbitem"}]}]